Credit performance at scale, powered by AI, featuring banking-grade security.

Your bank offering public and private payroll-deductible loans in a 100% automated way on Brazil’s largest messaging app, WhatsApp.

Explore new opportunities by selling credit 24/7.

Reduce conversion time by up to 90%.

Achieve up to 50% higher conversion using our AI specialized in credit.

All of this with a journey fully integrated into your institution.

Blip Cred

is an AI solution that acts as a sales consultant, specialized in credit offers through WhatsApp.

Fully integrated with your institution’s APIs, Blip Cred operates 24/7 and manages the entire journey – from first contact to digital signature – with the goal of scaling conversion and revenue without increasing the bank’s operational workload.

All business decisions are connected to each institution’s legacy systems. This prevents proposals negotiated through the platform from creating distortions in each institution’s risk and credit models.

SUCCESS CASE

Banco Arbi operated payroll-deductible credit under a traditional model, fully dependent on human agents and limited to business hours. Upon implementing Blip Cred, a new opportunity arose.

0 %
of customer interactions occurred outside business hours.
0 %
reduction in service time.
0 %
conversion rate for eligible customers.
0 x
higher conversion rate than the market average.

More than just capturing unmet demand.
It’s about creating new revenue streams that didn’t exist before.

100% SELF-SERVICE APPLICATIONS VIA WHATSAPP WITH INTELLIGENT AND SECURE SALES

Blip Cred technology enables it to act 
as an Orchestrator of AI Agents trained to:

Receive inquiries.

Answer questions in a human-like manner.

Ensure eligibility and send simulations (through data queries).

Present offers and negotiations.

Automatically collect registration data (text, voice and image).

Handle digital signing and formalization (through biometrics and liveness checks).

After-sales support.

AI at the Core
This is where AI operates most intensively – interpreting data, presenting offers and validating documents.

Pós-venda.

OPT-IN, OFFER, FINALIZATION AND STATUS

See how it works
in practice!

CONTINUOUS PERFORMANCE MANAGEMENT

Real-time performance data for continuous optimization of your operations.

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CONTACT US ABOUT BLIP CRED

Let our experts get in touch with you to boost your institution’s scale and efficiency.

END-TO-END SECURITY

A white-label solution featuring banking-grade encryption and full compliance with LGPD.

We have held ISO/IEC 27001 certification since 2022 and have a BitSight security score of 790 (Advanced), which ranks us #1 in our sector and in the top 5% globally.

We use a dedicated container architecture, ensuring full data segregation. Additionally, all data is encrypted in transit and at rest (AES-256) within secure data centers, with active DLP systems monitoring for any anomaly or risk of data loss 24/7.

FAQ

Is Blip Cred a bank?

No. Blip Cred is a Performance Partner focused on credit performance at scale, powered by AI, featuring banking-grade security. Risk and fund disbursement are 100% the responsibility of the financial institution.

We operate on a performance-based (conversion) model, aligning our incentives with your results.

No. Blip Cred operates at the user experience and sales layer. It integrates with your credit engine via API, ensuring your institution retains full control over risk and approval policies.

No. Blip Cred is a managed service. Our Performance Desk continuously operates, monitors and optimizes the conversational funnel, delivering the final result to your bank: contracts ready for disbursement.

We operate under the strictest cybersecurity standards and in full compliance with LGPD. Data collected during the conversational journey is encrypted and transmitted directly to your institution’s environment, with no improper storage in intermediary layers.

Yes. For Blip Cred to function, it is essential to have the technical capability to integrate with your core banking system. Required integrations include:

  • Credit limits, balances, benefits, accounts and data inquiries.
  • Loan simulation based on the requested amount.
  • Loan simulation based on the installment amount.
  • Proposal registration Proposal registration.
  • Proposal lookup by CPF.
  • Proposal status.