Blip cred

Credit performance at scale, powered by AI.

Automate the entire credit journey on WhatsApp – from opportunity to signature – with bank-grade security.

-90%

in time from lead to contract

+50%

conversion with AI specialized in credit

24h

hours of opportunities, every day

UMA NOVA OPERAÇÃO DE CRÉDITO

Blip Cred: Conversational AI that sells credit around the clock on WhatsApp.

Integrated with your institution’s APIs, Blip Cred verifies eligibility, simulates offers, negotiates terms, and completes contracts without increasing operational workload.

Your bank keeps full control of the rules.

The AI executes within the limits defined by your credit engine.

100% Self-Service via WhatsApp

One simple conversation. Seven stages powered by specialized AI Agents.

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01

Demand

Campaigns and CRM

02

Onboarding

Identification

03

Elegibility

Credit availability and offer

04

Negotiation

Terms and conditions

05

Registration

Customer information
and documents

06

Signature

Contract execution

07

Post-sale

Status updates and
ongoing relationship

Status updates and
ongoing relationship

Blip Cred enables an Orchestrator Agent to coordinate AI agents trained to manage every stage of the credit journey.

Payroll loans (CLT employees)

Payroll loans (INSS beneficiaries)

Payroll loans (SIAPE employees)

Payroll loans (Armed Forces personnel)

Credit cards

Government payroll loans

Personal loans (EP Clean)

Payroll advance

FGTS advance

Vehicle-secured loans

Vehicle financing

SCHEDULE A CONSULTATION

CONVERSATION ENGINE

A simple customer experience powered by
unmatched governed AI behind the scenes.

Every layer combines autonomy, banking rules, integrations and observability.

EXPERIENCE

ORCHESTRATION

CONTEXT & GOVERNANCE

CONNECTIVITY

PERFORMANCE

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BANCO ARBI

From human-driven to automated scale.

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Banco Arbi managed payroll loans through a traditional model that relied entirely on human agents during business hours.

After implementing Blip Cred, a new layer of opportunity emerged: demand that was previously lost due to limited availability began to be captured and converted automatically.

REAL-TIME VISIBILITY

Performance data for continuous operational optimization.

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Production monitoring

Track customers, offers, lead sources and values at every stage in real time. Monitor approved amounts, completed contracts and daily production trends.

Credit pipeline management​

View applications by review time and receive alerts for stalled contracts.

Configuration and governance

Configure rules, integrations and workflows while maintaining control over operational policies.

Performance Desk​

Our specialists analyze bottlenecks and recommend ongoing improvements to increase conversion.

Performance Desk​

Monitors the customer journey in real time and continuously optimizes AI agents, conversion rates and customer experience.

PERFORMANCE PARTNER

Pricing built around your success.

Our model is success-based (conversion), aligning our incentives with your results. We don't charge for the technology itself. We succeed when your bank succeeds.

01

No-cost setup

No implementation fee to launch your operation.

02

Minimum monthly fee

Provides contractual predictability whenever the success fee does not reach the minimum amount.

03

Success fee

A percentage applied to contracts with completed loan disbursement.

04

Source-based pricing matrix

Monthly rates are determined by eligibility and conversion performance.

DISCOVER THE COMMERCIAL MODEL

END-TO-END BANK-GRADE SECURITY

A white-label solution
featuring banking-grade encryption and full compliance with LGPD.

Integrated with your institution’s APIs, Blip Cred verifies eligibility, simulates offers, negotiates terms, and completes contracts without increasing operational workload.

Core banking integration

All business decisions remain connected to your institution’s core banking system. Blip Cred does not store, interpret or modify your bank's risk models. It operates strictly within the limits your institution defines.

01

ISO 27001

Certified since 2022.

02

BitSight 790

#1 in the conversational technology sector and among the top 5% worldwide.

03

AES-256

Data encrypted both in transit and at rest.

04

Isolated data

Dedicated containers for each institution.

05

DLP 24/7

Continuous monitoring against data loss.

NEXT STEP

Ready to turn what the market is saying into decisions that move your business forward?

See the platform in action or speak with a specialist about your industry.

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